Monthly Archives: September 2017

How to Mentally Handle Financially Tough Times

Senior man holds fingers to his temples, indicating stress

Why reducing stress and getting better sleep and nutrition can help. [Photo credit: Adobe Stock]

By Stephen L. Antczak for Next Avenue

Stress caused by financial difficulties can become chronic, especially if the financial difficulties are ongoing. So how do you deal with it?

Many people don’t. Money is one of the most difficult subjects for people to talk about. It is also one of the top reasons marriages end in divorce. But there are a few things you can do to handle chronic stress caused by ongoing financial difficulties.

First, consider the source of your stress. Do you have trouble meeting your monthly expenses? Are your bills frequently paid late? Are you getting phone calls from bill collectors? Try to become more financially literate about what’s stressing you out. This means having the complete picture of your financial situation so you can figure out the steps you need to take to improve things. That by itself represents forward progress towards making things better and reducing stress. read more

Medicare Part D Changes: Learn how to maximize your benefits

What’s changing in Medicare Part D for 2018? What options do I have? These and other questions will be answered at a free presentation October 10 at Fulton Presbyterian Manor.

Cindy Carr, regional liaison with CLAIM, will share what you need to know about changes in Medicare Part D for 2018. Find out about new rates, and why participants should check their prescription drug plans every year. Medicare open enrollment begins October 15 and runs through Dec. 7.

CLAIM is a nonprofit organization providing free, unbiased information about Medicare to Missourians. Their goal is to provide local counselors to help you get the most from your Medicare benefits. Learn more at MissouriCLAIM.org read more

3 Aging Decisions to Make Before Someone Does for You

Senior woman at the steering wheel of a car

Even if we need to give things up, we can still decide when and how. [Photo credit: Adobe Stock]

By Debbie Reslock for Next Avenue

Sometimes, growing older feels like one loss after another. No longer being able to drive or stay in our own home is difficult to accept. If we feel we are forced into those decisions, it can be harder still.

Yet when we put off making the decisions ourselves, others are pressed to step in. On the other hand, when we understand what we’re afraid of, we’re able to discover options that can alleviate the fear and take responsibility for the decisions that are truly ours to make. Here are three aging decisions to make before someone makes them for you: read more

Owens celebrate more than 50 years of marriage

When it comes to knowing how to make a marriage last, Leta and Richard Owen could probably write the book. They tied the knot on May 16, 1959, recently marking 58 years of marriage.  

“We met at a wedding, and I called her six times before she’d go on a date with me to a drive-in movie,” said Richard.  

Both Leta and Richard graduated from Fulton High School. Leta worked for the Missouri Department of Education for 40 and a half years, and Richard retired from AZZ Electric after 30 years of service.   read more

Accolades for Alley Spring Mill painting

Fulton resident Wanda Wickell’s painting “Alley Spring Mill” will be featured in the 2018 Art is Ageless calendar. 

“Even though I’m not a professional artist, in December of 2016 at 94 years old I had a desire to try to capture the beauty of lovely Alley Spring Mill at Emmince, Mo. I don’t think any painting, certainly not mine, can do it justice. For years, my late husband, Joe, and I collected the history of Missouri’s mills. Believe me, you haven’t seen Missouri unless you’ve visited our beautiful mill country! Go and enjoy!”  read more

Get to know: Karen Werdenhausen

Karen helps PATH patient Genevieve Conner, who successfully completed the program and was able to return home.

During the month of October, we celebrate a very important part of our Fulton Presbyterian Manor family: our physical therapists! Karen Werdenhausen has been helping our residents improve and regain function for more than 11 years. 

“Karen is a wonderful asset to us and our residents. She is very kind, passionate and shows a lot of love and care to our residents, no matter if they are here for just a short time or long term,” said Keri Edwards, administrative services director. 

Social Services Director Donna Hunter had even more wonderful things to say about Karen.   read more

6 Ways to Help Your Parents and Still Save for Retirement

Adult daughter writes notes while talking with senior mother

This expert’s advice is aimed to let both generations retire comfortably. [Photo credit: Adobe Stock]

By Rick Pendykoski for Next Avenue

No matter how much you’ve saved for retirement, it always seems like you need more. But what if, in addition to your own expenses, you also have to support your parents?

Statistics published by TD Ameritrade say that over a quarter of boomers are already supporting another adult and close to 8 percent of those adults are their retired parents.

If your parents’ savings and assets aren’t enough for their retirement, you may end up providing care and financial help, derailing your own future plans as a result. read more

7 Ways to Step Up Your Self-Care as You Age

Senior couple hikes along trail out in nature

Try these things for a healthier mind and body — and to just feel good. [Photo credit: Adobe Stock]

By Patricia Corrigan for Next Avenue

How do you cope with aging?

I’ve been thinking about that question since first exploring it two years ago on Next Avenue. This time, I was prompted to add to my list after a rather unusual conversation with my doctor.

Below are seven of my self-care “do’s.” What are yours?

  1. Get off the medical merry-go-round. “I am not accepting any additional medical conditions at this time.” That’s what I told my doctor earlier this month when she proposed a couple of tests to “rule out possibilities” of other medical conditions related to my growing older.

Saying “No” to the doctor is a powerful way to step off the medical merry-go-round when you’re sick of the ride, sick of the appointments, sick of the tests and all the follow-up conversations — and sick of thinking of yourself as a patient instead of as a whole person. read more

How to Turn Your Passions Into Retirement Income

Man in the woods with three labradors on leashes

You may be able to generate income from your passions and hobbies. Walt Galvin is a dog walker for Rover.com.

4 ways to profit from the activities and interests you love

By Nancy Collamer for Next Avenue

Last year, Mike Liff, now 71, relocated with his wife from San Francisco to Portland, Maine to be closer to family. The retirees explored their new hometown and thanks to a chance conversation at a barbershop, Liff learned that MaineFoodieTours.com was looking for part-time guides. After hearing that the job would give him a chance to walk around the city, share his enthusiasm for history and food and meet interesting people, Liff decided to apply.

“I’m having such fun,” he said. “I like to say I didn’t retire, I ‘rewired.’ To have a place to go and a purpose is really important to me — and my wife appreciates it too.” read more

When Music Becomes Your Medicine

Man sits at piano with mobile device, learning to play

Music therapy has been around for a long time, but only recently became a recognized medical discipline with board certification. [Photo credit: Adobe Stock]

Playing an instrument offers physical and emotional benefits if you have health issues

By Bart Astor for Next Avenue

If music hath charms to soothe the savage breast, then playing music hath charms to heal the savage breast, or, more appropriately, the damaged lungs.

This is what Tom Zoe of Austin, Texas believes. So he helped create a program at Seton Medical Center in Austin, where he volunteers, to teach sufferers of chronic obstructive pulmonary disease (COPD) and other chronic lung diseases to play the harmonica as part of their physical therapy.

The blowing and drawing required to play the harmonica are excellent exercises that help patients with COPD. The exercise also improves muscle tone in lips, cheeks and tongue. read more